Category Microfinance in Honduras

Breakfast Everyday With Someone Who Owes Me $200.

I eat breakfast everyday with someone who owes me $200. In 2014, we lent money to an eatery in town. If you’ve ever been to Honduras, you know what a baleada is. For those who don’t know, it’s like a soft shell taco with beans and eggs. It’s delicious, and this eatery makes my favorite. […]

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Why It’s Hard To Blog About Clients

Writing a client profile should be pretty straightforward. You answer a few common questions like who they are, where they live, and what they do. Simple. Yet, in some ironic way, the longer I work as Program Director in Honduras, the harder it is to write a blog about someone. You’d think it’d be the opposite; […]

Are We Right For Honduras?

  Every once in a while, Chilo is struck by a bolt of lighting. Not a literal one, but a metaphoric one – a touch of genius – and I had the pleasure of seeing it happen just the other day. He was sitting in his chair, staring off into the distance on a slow […]

Meet The Client : Maria Santos

Maria Santos came to the community in 2014. Her and her husband had one motorcycle, a few pots, and two kids. They left the crowded family house in San Pedro Sula to make a new life for themselves. They found a piece of land, cleared it, and settled on it. The first thing they did […]

A Year In Little Moments

One year ago today, I landed in Honduras. Since then, I’ve settled into my position as Program Director, worked side by side with Chilo (our Loan Officer) and Francis (our accounting assistant), and most importantly I’ve been able to build relationships with the clients. Walking around the communities and getting to know people has left […]

Meet The Client : Juana Pastora

If you walk into Villa Soleada and shake hands with the first person you meet, they’re probably related to Juana Pastora. Juana has just turned 63 years old, and her wise and steely composure is legend among Villa families. All six of her kids live within the community: Chilo, Wilson, Edwin, Luis, Yadira, and Carmen. […]

The Second Bucket List

We should want our life goals for more than just ourselves. I wrote a bucket list a while ago. Since then, I’ve checked off a few things and left the rest untouched. Recently, I reread it. Skydive solo.. Climb Mount Moran.. Learn to hold a handstand.. Then I noticed something: none of these things involve […]

Accepting You’re A Sidekick

Dear development, It’s hard to accept that you aren’t as important as you thought. On multiple occasions, I found it difficult to see myself as only a helping hand. Growing up, charities glamorized the act of giving. Posters reading “it only takes one person to change the world”  hung on every wall of my school. In big […]

In Favor Of Education: Learning to Loan (Part 2)

  There’s something at the core of education that’s more important than other services. Start with financial education. We all learn how to manage money. It starts with parents handing us our allowance and it ends with trying to understand the 2008 financial crisis and what a CDO is. Somewhere in the middle – between […]

An Argument Against Debt: Learning to Loan (Part 1)

Debt. The word has a negative connotation in our culture. Debt as opposed to ‘loan,’ which sounds like a package of productive stuff. The bedrock of microfinance are small loans, which sounds good: tiny investments in tiny businesses. Some call it the “trickle up” effect,[1]and many decades of capital have gone to good use. I don’t want to […]